Editorial Guidelines

Car insurance content is YMYL (“Your Money or Your Life”) content: getting a number wrong can cost a reader real money or leave them under-insured. These are the rules every Insurezly article follows.

1. Every figure is sourced and dated

Rates, coverage limits, and legal requirements come from state Department of Insurance publications, insurer rate filings, and established insurance-data outlets (not forums, not AI-generated summaries taken at face value). Each article carries a visible verification note stating when it was last checked and against which sources.

2. Rate data and legal mechanics are treated differently

Premiums move as insurers refile rates, so anything involving a dollar figure is re-verified on a regular cadence and the “last updated” date is bumped whenever a number changes. Legal mechanics that only change through legislation — like state minimum liability limits or no-fault rules — are verified at publication and re-checked if a state changes its law.

3. No pay-for-placement, no affiliate links

This site runs on display advertising only. No insurer, agency, or comparison service pays to be ranked, mentioned, or reviewed favorably, and we do not run affiliate links. A comparison table ranks companies the same way regardless of who is advertising on the page.

4. Corrections

If you find outdated or incorrect information, email jaimecaspor111@gmail.com with the page URL and what looks wrong. We correct verified errors and note the update date on the affected article. See also our disclaimer.